Apply in minutes with no impact on your credit score
Apply in minutes with no impact on your credit score
Skip the months of paperwork. Our streamlined digital application gets you an answer same-day.
We value your cash flow. Perfect for businesses with strong sales but imperfect credit scores.
Funding terms that adapt to your business cycle, ensuring you have the capital to grow without the strain.
Lump sum cash injections to bridge gaps, buy inventory, or handle emergencies.
On-demand access to funds. Only pay for what you use. Great for recurring expenses.
Funding based on your monthly gross sales. Ideal for seasonal businesses.
*Sole Proprietor Ok.

Entrepreneur
Operating since 2016, Florida Funding is an alternative finance leader dedicated to saying "yes" when traditional banks say "no." We fill the funding gap for established businesses by prioritizing revenue over red tape. If you are tired of lengthy bank denials, we are the efficient, transparent partner you’ve been looking for.
Posted on Annette Hamilton Honest and trustworthy.Posted on Kali Clayton My experience knowing the team from Business Funds.Ai is that they are superior quality business professionals in addition to trustworthy and empathetic human beings. Matt, the business owner and Brian, the executive manager, are always willing to go to absolutely any lengths to provide their clients with capital packages that are intended to maintain or improve the health of their merchant’s business and cash flow. In the effort to provide clients with exactly the capital product that will benefit their business the most, Matt and Brian also help improve the peace of mind and opportunity for growth of anyone that they work with. I can confidently recommend this business to any of my friends and family who are small business owners. No hesitation here.Posted on Matthew K I highly recommend Matthew and his team. They were honest and transparent throughout the process. Thank you once again!Posted on Aaron Golub Excellent experience!! Always a pleasure working with Matthew!Posted on Andrew Phan want to thank Matthew for all his support over the past 3 years. He has helped me with business loans and has always been there, especially during times when my business was struggling. He is knowledgeable, reliable, and truly cares about his clients. I highly recommend him to anyone who needs assistance—Matthew is the right person to contact.Posted on Jimmie Coulter Matt is the man, makes the deal easy and fast.Posted on MLansing We recently worked with Businessfunds.ai to secure a business loan for our auto repair shop, and the experience was fantastic from start to finish. The team was professional, transparent, and truly cared about helping our business grow. They took the time to understand our needs, explained every step clearly, and made the entire process quick and stress-free. Thanks to their support, we were able to upgrade our equipment and expand our services faster than expected. Highly recommend Businessfunds.ai to any business owner looking for honest guidance and exceptional service! — AG Auto Repair LLCPosted on gutter11111 My credit was is not great, but Brian and Matt came up with a solution. The funds we received helped us out of a tough situation.Posted on Riley Rohrbaugh We were getting called by dozens of companies until we applied here. The deal went through smooth, no hiccups. Thank you 🙏Posted on Matt Toto Very professional and respectful when it came down to doing business. Getting a loan is a humbling thing, but Businessfunds helped me feel empowered and I obtained great peace of mind with them.
Experience transformative digital banking journeys with Florida funding, revolutionizing financial experiences using advanced technology.
"A retail business needed to secure inventory before a supplier sold out. Traditional financing would’ve taken weeks. We funded them within 48 hours, so they didn’t miss the opportunity."
"A construction company was waiting on receivables but needed to cover payroll. We provided working capital the same day to keep operations running smoothly."
"A medical practice needed new equipment to increase capacity. Instead of delaying growth, they accessed a line of credit and expanded immediately."
"A growing business needed to cover payroll while waiting on incoming receivables. Instead of risking delays or disruptions, they secured fast funding to pay their team on time and keep operations running smoothly."
No, soft pull only
Just 3 months of bank statements
We focus on established businesses with revenue
Approvals are often issued within hours, with funding deposited into your business bank account in as little as 24 hours after you accept an offer.